How much does it cost to sell on Shopee?
Understand the main costs of selling on Shopee, including commission, freight, packaging, taxes, campaigns and net margin.
Guides
Clear content for understanding costs and financial choices
Practical articles with examples, related calculators and plain language for people solving real financial questions.
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Online sales
Costs, margins, fees and pricing for marketplaces and online stores.
Daily life
Housing, car expenses, monthly bills and everyday financial decisions.
What is IGP-M and why has it been used in rent contracts?
Learn how IGP-M is calculated, why it can differ sharply from consumer inflation and how to evaluate an adjustment clause.
Affordable Brazilian capitals with good HDI: where money goes further
See Brazilian capitals that combine lower estimated living costs with reasonable or high municipal HDI, and learn how to use this before moving.
High-HDI Brazilian capitals: when cost of living changes the decision
Compare Brazilian capitals with high municipal HDI and see which ones balance development indicators, living costs and monthly budget better.
Cheapest cities to live in Brazil: 2026 capital ranking
Rio Branco, Teresina and Boa Vista lead the 2026 ranking of Brazil's cheapest capitals, with one-person estimates starting at R$3,000 per month.
Best-value Brazilian capitals: HDI vs cost of living
See a ranking that compares municipal HDI with estimated living cost to understand which capitals balance human development and budget better.
How much does it cost to live alone in Brasilia?
See an estimated monthly cost to live alone in Brasilia, including central areas, outer areas, rent, groceries and transport.
How much does it cost to live alone in Sao Paulo?
See an estimated monthly cost to live alone in Sao Paulo, comparing central areas with outer neighborhoods.
How much does it cost to live alone in Rio de Janeiro?
See how much it costs to live alone in Rio de Janeiro, with estimates for central areas and outer neighborhoods.
Most expensive capitals to live in Brazil
See which capitals have the highest estimated cost of living for one person, couples and families based on Custo Real Brasil's table.
Being financially average in Brazil is not that good
Understand why comparing your finances with the Brazilian average can hide risks of debt, no emergency fund and a tight budget.
How indebted is the Brazilian population?
See recent data on household debt and delinquency in Brazil and understand the difference between having debt, being late and living under pressure.
Car ownership cost in Brazil: financing vs subscription
Compare car subscription vs financing total cost in Brazil, including installments, IPVA, insurance, maintenance, depreciation and resale value.
How much does it cost to live alone in Brazil?
See which expenses enter the cost of living alone and how to estimate whether rent, bills and groceries fit your monthly income.
Investments
Simple explanations and simulations for fixed income and planning.
What is INPC? Brazil inflation index explained
Learn what Brazil's INPC measures, how IBGE calculates it, how it differs from IPCA and how to calculate accumulated inflation.
How to build an emergency fund
Learn how to calculate an emergency fund, define a target in months of cost and choose safety and liquidity criteria.
What is CDI? Rate and investment returns in Brazil
Learn what Brazil's CDI rate means, how 100% or 110% of CDI is calculated and how to compare net fixed-income returns.
What is IPCA and how does it affect your money?
Understand Brazil's IPCA inflation index, how inflation reduces purchasing power and why nominal return is not the same as real gain.
What is Selic and why does it matter?
Understand Brazil's Selic rate and how it influences investments, credit, consumption and everyday financial decisions.
Small business
Cost calculation, reserves, margins and financial routines for entrepreneurs.
Total fixed cost formula and monthly calculation
Use the total fixed cost formula, see monthly examples and calculate the annual, daily and revenue impact of recurring expenses.
How to calculate profit margin: formula and examples
Learn the profit margin formula, compare margin with markup and use a free calculator to find profit and target selling price.
Production and custom products
Pricing for physical goods, custom products, 3D printing and handmade work.
How to price custom products
See how to price custom products considering material, labor, losses, packaging, complexity and margin.